Home › Research
Financialist research
Original tables built from primary sources, free to read and quote, with CSV downloads.
Debt statute of limitations by state
Years to sue, by debt type, with the statute for every state.
Years to sue, by debt type, with the statute for every state.
Wage garnishment limits by state
How much of a paycheck can be taken, state by state.
How much of a paycheck can be taken, state by state.
U.S. consumer borrowing costs, 2021 to 2026
Credit card, personal loan and auto rates from the Federal Reserve.
Credit card, personal loan and auto rates from the Federal Reserve.
National average savings rates vs the best APYs
FDIC national rates against top savings accounts.
FDIC national rates against top savings accounts.
State minimum wage by state, 2026
U.S. Department of Labor data, all 50 states and DC.
U.S. Department of Labor data, all 50 states and DC.
2026 retirement contribution limits
401(k), IRA, Roth and SIMPLE limits from the IRS.
401(k), IRA, Roth and SIMPLE limits from the IRS.
2026 federal tax brackets and standard deduction
From the IRS, single and joint.
From the IRS, single and joint.
2026 Social Security changes
COLA, taxable maximum and earnings limits from the SSA.
COLA, taxable maximum and earnings limits from the SSA.
Key interest rates, October 2026
Fed funds, prime and Treasury yields from the Federal Reserve.
Fed funds, prime and Treasury yields from the Federal Reserve.
Federal student loan interest rates, 2026-27
Direct Loan rates from the Department of Education.
Direct Loan rates from the Department of Education.
2026 federal poverty guidelines
HHS guidelines by household size.
HHS guidelines by household size.
How we pick and rate companies is on How we rank.