2026 Federal Tax Brackets and Standard Deduction
The 2026 standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly. The top rate stays 37%.
IRS announcement IR-2025-103, October 9, 2025 (Revenue Procedure 2025-32) · Last updated October 5, 2026 · Download CSV
Key numbers. Standard deduction 2026: $16,100 single, $32,200 married filing jointly, $24,150 head of household. 10% bracket ends at $12,400 (single) and $24,800 (joint). Top 37% starts above $640,600 (single) and $768,700 (joint).
| Rate | Single (taxable income) | Married filing jointly |
|---|---|---|
| 10% | $0 to $12,400 | $0 to $24,800 |
| 12% | $12,401 to $50,400 | $24,801 to $100,800 |
| 22% | $50,401 to $105,700 | $100,801 to $211,400 |
| 24% | $105,701 to $201,775 | $211,401 to $403,550 |
| 32% | $201,776 to $256,225 | $403,551 to $512,450 |
| 35% | $256,226 to $640,600 | $512,451 to $768,700 |
| 37% | Over $640,600 | Over $768,700 |
Standard deduction
| Filing status | Tax year 2026 | Tax year 2025 |
|---|---|---|
| Standard deduction, single or married filing separately | $16,100 | $15,750 |
| Standard deduction, married filing jointly | $32,200 | $31,500 |
| Standard deduction, head of household | $24,150 | $23,625 |
How to read this
These are the rates and thresholds for tax year 2026, which apply to returns filed in 2027. The table shows taxable income (after deductions). Head of household brackets differ and are in Revenue Procedure 2025-32. The 2025 standard deduction reflects the One, Big, Beautiful Bill amounts the IRS lists. This is general information, not tax advice.
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Financialist Editorial Team. "2026 Federal Tax Brackets and Standard Deduction." Financialist, October 5, 2026. https://financialist.com/research/2026-tax-brackets-and-standard-deduction
Free to quote with a link back.
Financialist Editorial Team. "2026 Federal Tax Brackets and Standard Deduction." Financialist, October 5, 2026. https://financialist.com/research/2026-tax-brackets-and-standard-deduction
Free to quote with a link back.