Our standards

How we research, check and update every page.

Last updated September 24, 2026

What we publish

Financialist explains money rules that affect real decisions, starting with debt collection, statutes of limitations and wage garnishment in each state. We write for people dealing with the problem right now, in plain language.

How we research

  • Every rule comes from a primary source: a statute, a regulation, or an official government page. We link it next to the rule.
  • We read the current text of the law, not summaries from other websites.
  • Each page shows the date it was last checked and what changed.
  • Pages are re-checked on a regular cycle and whenever a law changes.

Who reviews our pages

Reviewer profiles are being added. Until then, pages are researched and checked against primary sources by the Financialist editorial team.

Corrections

If you find an error, tell us and we will fix it and note the change on the page.

Not advice

We publish general information, not legal, tax or financial advice. For advice about your situation, talk to a licensed attorney, legal aid, or a nonprofit credit counselor.