One compromised email account is the stated incident
The Twin Cities Pain Clinic settlement lists November 9, 2026 for claims, exclusions and objections. The July 2025 incident involved one employee email account and private information that may have been accessed. Eligibility follows affected-record terms, not simply being a clinic patient.
The documented-loss route allows ordinary expenses up to $450 or extraordinary identity-theft or fraud losses up to $4,500 under the notice. Instead, an eligible person can select an expected $55 payment without loss evidence. Two years of credit monitoring may accompany a cash choice.
Flat cash replaces documented reimbursement
The FAQ identifies an aggregate $385,000 cash-benefit cap. If cash claims exceed it, payments are reduced proportionally. The expected $55 and individual loss ceilings are therefore not guaranteed distributions. Incident expenses require reasonable evidence and a connection to the breach.
The final hearing is scheduled January 20, 2027. The clinic says its investigation has not uncovered fraud or misuse; that is its report, not proof that all risk disappeared. Keep the notice and filing confirmation and do not add alternate cash to a maximum documented-loss claim.