Massachusetts Mutual Variable Annuity Separate Account 4 has released a new Rate Sheet Prospectus Supplement, effective November 3, 2026. This update modifies the terms for its Income Guarantee Features, a significant aspect of its variable annuity products. The changes are crucial for investors considering these products, as they may affect the terms of their investments.

Massachusetts Mutual Variable Annuity Separate Account 4 is an investment entity incorporated in Massachusetts. The company primarily focuses on variable annuity products. Its recent filings include several forms under the SEC Act, with the latest being a Form 497 filed on November 3, 2026 (accession number 0001133228-26-013877). The company is located at 1295 State Street, Springfield, MA.

The filing states that the new Rate Sheet Prospectus Supplement should be read carefully and retained with the existing Prospectus and Initial Summary Prospectus. It specifically addresses contracts issued in New York and outlines the effective terms for the Income Guarantee Features. The update includes the effective date for applications submitted on or after November 23, 2026.

This update may affect current and prospective policyholders who have or are considering the Income Guarantee Features of MassMutual’s products. The changes in the Rate Sheet are designed to keep the offerings competitive, reflecting the evolving landscape of the investment market.

What happens next is not specified in the filing. However, it is clear that the company will continue to monitor and update its offerings to meet market demands.