Lincoln National Variable Annuity Account H has announced updates to its rate sheet, which will take effect on November 16, 2026. This change is significant as it affects the fees associated with their variable annuity products, particularly the 4LATER Select Advantage rider. The new rates are expected to influence the competitive landscape within the insurance industry.

Lincoln National Variable Annuity Account H is part of the Lincoln National Corporation, a well-established player in the investment and insurance sector. The company operates under the Central Index Key (CIK) number 0000847552 and is incorporated in Indiana. The recent filing, dated November 6, 2026, falls under the SEC Act of 1933 and includes multiple submissions on the same date.

The filing details a new rate sheet prospectus supplement, which outlines the rates and percentages for the 4LATER Select Advantage rider. According to the document, "This Rate Sheet must be retained with the current prospectus." Furthermore, it specifies that the rates apply to applications and election forms signed on or after the effective date.

This update may affect current and potential clients of Lincoln National Variable Annuity Account H, as well as competitors in the insurance market. The changes in rates could prompt other companies to reassess their own offerings to remain competitive.

As for what’s next, the filing does not specify any further actions or upcoming filings related to these changes. Stakeholders will need to monitor the situation for any additional updates from Lincoln National.