Lincoln National Variable Annuity Account H has announced an update to its rate sheet for the 4LATER Select Advantage rider. This change, effective November 16, 2026, reflects the company's ongoing commitment to providing competitive investment options. The updated rates may impact the decisions of potential investors and influence the broader market for similar financial products.

Background

Lincoln National Variable Annuity Account H, an investment entity, is part of Lincoln Financial Group. The company operates under the Central Index Key (CIK) 0000847552 and is incorporated in Indiana. The firm primarily focuses on variable annuity products, which are designed to provide individuals with retirement income and investment growth opportunities. Recent filings include multiple rate sheet updates, all filed on November 6, 2026.

What the Filing Says

The recent filing, accession number 0000726865-26-001075, contains a detailed rate sheet for the 4LATER Select Advantage rider. It states, “This Rate Sheet must be retained with the current prospectus,” indicating that the new rates are critical for potential investors to consider. Furthermore, the rates will apply for applications and election forms signed on and after November 16, 2026.

Impact

This update may affect current and prospective investors in Lincoln National's variable annuity products. Financial professionals and advisors will also need to consider these new rates when advising clients. Additionally, competitors in the investment sector may feel pressure to adjust their own offerings in response to Lincoln National's changes.

What's Next

The filing does not say what happens next.