Lincoln Life Variable Annuity Account N has announced updates to its rate sheet for the 4LATER Select Advantage rider, which will take effect on November 16, 2026. This change is significant as it reflects the company’s ongoing efforts to enhance its product offerings in a competitive investment landscape.

Background

Lincoln Life Variable Annuity Account N, incorporated in Indiana, is an investment entity focused on providing variable annuity products. The company has been active in filing with the SEC, with its most recent filings including multiple submissions on November 6, 2026, under the 497 form type. This filing is part of a series of updates aimed at keeping investors informed about changes in rates and offerings.

What the Filing Says

The SEC filing dated November 6, 2026, outlines the new rates and percentages for the 4LATER Select Advantage rider. It states, "The rates below apply for applications and/or election forms signed on and after November 16, 2026." This indicates that clients will need to act quickly to benefit from the updated rates.

Impact

This update may affect current and prospective clients of Lincoln Life Variable Annuity Account N, particularly those interested in the 4LATER Select Advantage rider. The new rates could influence their decisions regarding annuity investments and financial planning strategies. The filing emphasizes that the rates can be superseded at any time, highlighting the importance of timely applications.

What's Next

The filing does not say what happens next. However, clients are encouraged to consult their financial professionals or visit the company’s website for the most current rate sheets and additional information.