JPMorgan Trust IV has filed an updated prospectus for its Hedged Equity 3 Fund, which will take effect on November 1, 2026. This filing is significant as it outlines new fees and expenses associated with the fund, impacting potential investors.

Background

JPMorgan Trust IV is an investment company incorporated in Delaware. It is known for managing various funds, including the Hedged Equity 3 Fund. The company has been active in filing recent documents, with multiple submissions on October 27, 2026, including this prospectus update.

What the Filing Says

The filing indicates that the prospectus includes details about the fund's goals, fees, and expenses. It emphasizes the importance of reviewing the fund's prospectus before making investment decisions. The prospectus states, "The Fund seeks to provide capital appreciation," and outlines the associated costs for investors.

Impact

This update may affect current and prospective investors in the Hedged Equity 3 Fund, as well as financial intermediaries who offer shares of the fund. The changes in fees and expenses could influence investor decisions and strategies in the competitive investment management landscape.

What's Next

The filing does not say what happens next.

Fund Classes and Tickers

The Hedged Equity 3 Fund offers three different classes of shares, each with its own ticker symbol: Class A shares (JHTAX), Class C shares (JHTCX), and Class I shares (JHQTX). This structure allows investors to choose a class that best fits their investment strategy and fee preferences.

Fees and Expenses Breakdown

The prospectus details the fees associated with each class of shares. For Class A shares, the maximum sales charge is 5.25%, while Class C and Class I shares do not have any sales charges. Annual operating expenses vary by class, with Class A having total expenses of 0.85%, Class C at 1.35%, and Class I at 0.60%.

Example Costs

The filing provides an example to illustrate the potential costs of investing in the fund. If an investor were to invest $10,000 in Class A shares, the estimated costs over various time periods would be approximately $607 for one year, $1,519 for ten years, assuming a 5% annual return and that the fund’s operating expenses remain constant.

Contact Information

Investors seeking more information can access the fund’s prospectus and other documents online at www.jpmorganfunds.com/funddocuments or contact JPMorgan Trust IV directly at 1-800-480-4111 for assistance.