Empire Fidelity Investments Variable Annuity Account A has made significant updates to its summary prospectus, which will take effect on November 1, 2026. This update includes changes to the current expenses associated with its Fidelity VIP Investor Freedom Portfolios. Such changes are crucial for investors as they directly impact the cost of investment and potential returns.

Empire Fidelity Investments Variable Annuity Account A is an investment entity based in New York, focusing on variable annuity products. The company has been active in filing various forms with the SEC, including the recent 497VPU submission on October 30, 2026, which details the updates to its investment offerings.

The filing states, "Effective November 1, 2026, current expenses for the Fidelity VIP Investor Freedom Portfolios have changed." This change is part of a broader strategy to align the investment offerings with current market conditions and investor expectations.

The adjustments in expenses may affect existing and potential investors who are looking at the Fidelity VIP Investor Freedom Portfolios. This could lead to shifts in investor behavior as they weigh the costs against the expected returns of these portfolios.

Looking ahead, the filing does not specify what actions will follow these updates, leaving investors to monitor future communications for additional information.