Empire Fidelity Investments Variable Annuity Account A has made significant updates to its summary prospectus, effective November 1, 2026. This update includes changes to the current expenses associated with its Fidelity VIP Investor Freedom Portfolios. Such adjustments are crucial as they may influence investor decisions and the competitive landscape within the investment industry.

The Empire Fidelity Investments Variable Annuity Account A, incorporated in New York, operates under the CIK 0000878467 and is classified as an investment entity. The firm has been active in filing various forms, including the recent submission of Form 497 on October 30, 2026, which outlines these important changes.

The filing specifically states, "Effective November 1, 2026, current expenses for the Fidelity VIP Investor Freedom Portfolios have changed." This reflects a strategic move to adapt to market conditions and investor expectations. The document also replaces previous information regarding investment options available under the contract, indicating a thorough update to ensure clarity and transparency for investors.

This update may significantly affect current and potential investors in the Empire Fidelity Investments Variable Annuity Account A, as well as competitors in the investment sector. The changes in expense ratios could influence investor choices, particularly as they seek to maximize returns while minimizing costs. The filing does not specify what happens next, leaving room for speculation on future adjustments or additional filings.

Empire Fidelity Investments continues to evolve its offerings in response to market demands. Investors and industry observers will be closely watching how these changes impact the overall performance of the investment portfolios and the company's positioning in the competitive landscape.