International Money Express, Inc. (IMXI) has filed an 8-K form with the Securities and Exchange Commission (SEC) on October 2, 2026, detailing important updates regarding its ongoing merger with Western Union. This filing is significant for investors and stakeholders as it outlines the current state of the merger process and the regulatory hurdles that remain.

Background

International Money Express, Inc. is a financial services company based in Miami, Florida, primarily focused on money transfer services. The company was formerly known as Fintech Acquisition Corp. II and has been publicly traded since its merger with a special purpose acquisition company (SPAC). The 8-K form is a report that companies file with the SEC to announce major events that shareholders should know about, including mergers, acquisitions, and other significant corporate changes.

What the Filing Says

The filing discusses the Agreement and Plan of Merger between International Money Express and Western Union, which was announced on August 10, 2025. According to the filing, "Merger Sub will merge with and into the Company, with the Company continuing as the surviving corporation in the Merger and becoming a wholly owned subsidiary of WU." This indicates that the merger is progressing, but there are still regulatory approvals pending.

Specifically, the filing notes that all regulatory approvals necessary for the consummation of the merger have been obtained, except for two key approvals:

  • The approval from the California Department of Financial Protection and Innovation (DFPI), which is currently suspended pending further review.
  • The expiration or termination of the applicable waiting period under the Hart-Scott-Rodino Antitrust Improvements Act of 1976 (HSR Act).

The filing states, "On October 2, 2026, the Company and WU each filed their respective Premerger Notification and Report Forms under the HSR Act," which initiates a new 30-day waiting period. The companies have requested early termination of this waiting period.

Impact

This filing may affect various stakeholders, including investors, employees, and customers of both International Money Express and Western Union. Investors will be particularly interested in the regulatory approvals, as these are critical for the merger to proceed. Employees may also be impacted by potential changes in corporate structure and operations following the merger.

What's Next

The filing does not specify what happens next, but it indicates that the companies are actively engaging with the DFPI to reinstate its approval of the merger. The outcome of the new HSR Act filing and the DFPI's decision will be crucial in determining the timeline and success of the merger.