Gradient Capital Advisors, LLC has recently submitted its 13F-HR filing, revealing a total of $433,025,873 in holdings as of September 30, 2026. This filing is significant as it provides insights into the firm's investment strategy and portfolio composition, showcasing its positions in various sectors, including technology, consumer goods, and ETFs.

The firm, based in San Diego, California, has been actively managing assets and adapting its strategies to align with market trends. The latest filing indicates a robust portfolio with investments in major corporations and exchange-traded funds (ETFs), reflecting a broader trend in the asset management industry.

Background

Gradient Capital Advisors, LLC is an asset management firm incorporated in California. The company does not have a specific SIC code listed in the EDGAR submissions. It has been filing various reports, including its most recent 13F-HR on October 21, 2026, which details its holdings as of the end of September.

What the Filing Says

The 13F-HR filing reveals that Gradient Capital Advisors holds a diverse range of investments, with a total of 179 positions. Notable holdings include:

  • Amazon.com Inc. (CUSIP: 023135106) - valued at $2,411,696
  • Johnson & Johnson (CUSIP: 478160104) - valued at $1,443,250
  • Goldman Sachs Group Inc. (CUSIP: 38141G104) - valued at $302,589
  • Alphabet Inc. (CUSIP: 02079K305) - valued at $9,177,458
  • Microsoft Corp. (CUSIP: 594918104) - valued at $6,904,736

These investments highlight the firm's focus on technology and healthcare sectors, which have shown resilience and growth potential in recent years.

Impact

This filing may impact various stakeholders, including investors, analysts, and competitors. Other asset management firms may analyze Gradient's investment choices to inform their strategies and portfolio adjustments. The filing also reflects the growing interest in ETFs, which have become a popular choice for institutional investors seeking diversification and lower costs.

What's Next

The filing does not say what happens next, but it is likely that Gradient Capital Advisors will continue to monitor its investments and adapt its strategy in response to market conditions.