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  <title>Financialist News</title>
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  <description>Daily money news from Financialist: debt relief, consumer rights, insurance, banking and your money.</description>
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  <item>
   <title>OCC Says 97.7% of Its Tracked Mortgages Performed, Yet Starts Rose</title>
   <link>https://financialist.com/news/occ-second-quarter-2026-mortgage-performance-foreclosures</link>
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   <description>OCC&#x27;s September 23 mortgage report covers about 18.8% of U.S. residential mortgage debt. It found 97.7% current and performing in Q2, while new foreclosures increased.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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  <item>
   <title>Brooklyn Rental Applicants May Get Deposits Back After Blacklisting Case</title>
   <link>https://financialist.com/news/new-york-apartment-deposit-refunds-brooklyn-high-rise-2026</link>
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   <description>A September 18 New York settlement requires $150,000 in restitution for certain apartment applicants and bans the firm&#x27;s use of housing-court history in screening.</description>
   <author>David Chen</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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   <title>New York Orders $1 Million-Plus in DARCARS Refunds. Check Your Paperwork</title>
   <link>https://financialist.com/news/new-york-darcars-dealership-fee-refunds-september-2026</link>
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   <description>Two Westchester DARCARS dealers must reimburse eligible buyers and lessees for sales-commission and add-on charges, says the NY attorney general&#x27;s September 16 settlement.</description>
   <author>David Chen</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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  <item>
   <title>FleetCor&#x27;s $100 Million FTC Deal Could Repay Businesses, but Not Yet</title>
   <link>https://financialist.com/news/fleetcor-corpay-fuel-card-100-million-ftc-redress-proposal</link>
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   <description>The FTC&#x27;s September 17 proposed FleetCor/Corpay order sets aside $100 million for harmed fuel-card customers. Comment and refund mechanics are still pending.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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   <title>Amway&#x27;s Proposed $225 Million FTC Deal Is Not a Refund Form Yet</title>
   <link>https://financialist.com/news/ftc-amway-225-million-mlm-proposed-settlement-2026</link>
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   <description>The FTC says a proposed Amway settlement would fund redress for harmed sellers and change recruitment practices. No claim instructions were announced in the September 17 release.</description>
   <author>David Chen</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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   <title>Fed&#x27;s Stablecoin Plan: Full Reserves Proposed, Not Yet Required by This Rule</title>
   <link>https://financialist.com/news/fed-stablecoin-reserve-capital-rules-proposal-september-2026</link>
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   <description>The Fed&#x27;s September 24 proposals would set reserves, capital and application rules for issuers it supervises. The comment window depends on Federal Register publication.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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  <item>
   <title>FTC&#x27;s Corteva Deal Targets Pesticide Prices, Not Immediate Farmer Refunds</title>
   <link>https://financialist.com/news/ftc-corteva-pesticide-loyalty-settlement-farmer-prices-2026</link>
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   <description>A September 28 proposed FTC-Corteva order would end certain distributor loyalty terms for 10 years. Farmers may gain generic choices, but no personal refund was announced.</description>
   <author>David Chen</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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   <title>Mortgage Delinquencies Hit 3.53% in August. The Headline Needs Context</title>
   <link>https://financialist.com/news/ice-august-2026-mortgage-delinquency-foreclosure-data</link>
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   <description>ICE&#x27;s September 28 first look says August mortgage delinquency rose to 3.53%, partly a calendar effect, while serious late payments rose year over year.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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   <title>Selling Farmland? IRS Proposes How Four-Year Tax Payments Would Work</title>
   <link>https://financialist.com/news/irs-farmland-sale-tax-installments-proposed-rules-2026</link>
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   <description>The IRS released proposed rules September 28 for qualifying farmland sellers to pay tax on gain over four annual installments. The proposal is not a general tax extension.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
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  <item>
   <title>O&#x27;Reilly Text Settlement Claims Close Today: Who May Get Up to $22</title>
   <link>https://financialist.com/news/oreilly-text-message-settlement-claim-deadline-september-28-2026</link>
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   <description>A proposed O&#x27;Reilly Automotive text-message settlement has a September 28 claim deadline. Eligibility is narrow, payment is not guaranteed, and court approval remains pending.</description>
   <author>David Chen</author>
   <pubDate>Mon, 28 Sep 2026 13:49:47 -0400</pubDate>
  </item>
  <item>
   <title>Florida Clears Four Home Insurance Rate Cuts. Will Your Renewal Be Cheaper?</title>
   <link>https://financialist.com/news/florida-home-insurance-rate-cuts-four-companies-2026</link>
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   <description>Florida says four approved insurer rate decreases affect more than 62,000 policies. The cuts take effect at renewal and do not guarantee a lower bill for every homeowner.</description>
   <author>James Park</author>
   <pubDate>Mon, 28 Sep 2026 07:08:46 -0400</pubDate>
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  <item>
   <title>New York Wants to Shut Polymarket Down: What the Lawsuit Actually Says</title>
   <link>https://financialist.com/news/new-york-polymarket-lawsuit-prediction-markets-2026</link>
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   <description>New York sued Polymarket, alleging unlicensed gambling and seeking a shutdown, penalties and restitution. The allegations are contested, not a court ruling or an approved refund.</description>
   <author>James Park</author>
   <pubDate>Sun, 27 Sep 2026 07:08:41 -0400</pubDate>
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  <item>
   <title>Colorado Health Premiums Rise 10% for 2027, but Subsidized Bills Tell Another Story</title>
   <link>https://financialist.com/news/colorado-2027-health-insurance-premiums-assistance</link>
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   <description>Colorado approved an average 10% individual-market premium rise for 2027. State assistance may limit the average net increase for aided shoppers; your bill depends on plan and eligibility.</description>
   <author>James Park</author>
   <pubDate>Sun, 27 Sep 2026 07:08:41 -0400</pubDate>
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  <item>
   <title>Amazon Prime Refunds Expand to $200; More Checks Start October 1</title>
   <link>https://financialist.com/news/amazon-prime-refunds-200-automatic-october-2026</link>
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   <description>A revised FTC-Amazon order raises the Prime refund cap to $200 and adds automatic payments starting October 1, 2026. Who may be included and how to avoid refund scams.</description>
   <author>David Chen</author>
   <pubDate>Sun, 27 Sep 2026 07:08:41 -0400</pubDate>
  </item>
  <item>
   <title>Bought a Generic Drug Years Ago? Check This $96 Million Settlement Before March 8</title>
   <link>https://financialist.com/news/generic-drug-price-settlement-claim-deadline-2027</link>
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   <description>A multistate generic-drug settlement has a March 8, 2027 claim deadline. Check the covered drugs, 2009-2019 purchase window and eligibility before filing.</description>
   <author>James Park</author>
   <pubDate>Sun, 27 Sep 2026 07:08:41 -0400</pubDate>
  </item>
  <item>
   <title>Paid a Surprise Maryland Hospital Fee? Some UMMS Patients Are Getting Refunds</title>
   <link>https://financialist.com/news/maryland-hospital-facility-fee-refunds-umms-2026</link>
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   <description>A Maryland settlement will return $2.25 million in outpatient facility fees to eligible UMMS patients. Who qualifies, when checks are expected and what the state says.</description>
   <author>David Chen</author>
   <pubDate>Sun, 27 Sep 2026 07:08:41 -0400</pubDate>
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   <title>FTC weighs new duties for platforms carrying impersonation ads</title>
   <link>https://financialist.com/news/ftc-weighs-platform-duties-impersonation-ads</link>
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   <description>Agency seeks evidence about ad tools and impersonation scams. No new platform rule has taken effect.</description>
   <author>David Chen</author>
   <pubDate>Fri, 25 Sep 2026 12:53:36 -0400</pubDate>
  </item>
  <item>
   <title>September 28 tax deadline approaches for eligible San Carlos Apache Tribe disaster area taxpayers</title>
   <link>https://financialist.com/news/san-carlos-apache-disaster-tax-deadline-september-28</link>
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   <description>Eligible taxpayers in the San Carlos Apache Tribe disaster area have a September 28 deadline for many postponed filings and payments.</description>
   <author>James Park</author>
   <pubDate>Fri, 25 Sep 2026 12:53:36 -0400</pubDate>
  </item>
  <item>
   <title>Hawaii joins proposed Credit Acceptance auto-loan settlement with debt relief</title>
   <link>https://financialist.com/news/hawaii-credit-acceptance-auto-loan-settlement</link>
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   <description>Proposed multistate settlement offers potential cash restitution and debt relief for eligible Credit Acceptance borrowers.</description>
   <author>James Park</author>
   <pubDate>Fri, 25 Sep 2026 12:53:36 -0400</pubDate>
  </item>
  <item>
   <title>States reach $2.3 million Labcorp settlement over debt collector&#x27;s data breach</title>
   <link>https://financialist.com/news/labcorp-medical-debt-collector-breach-settlement</link>
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   <description>Forty-four states reached an agreement with Labcorp over patient data held by a medical debt collector.</description>
   <author>David Chen</author>
   <pubDate>Fri, 25 Sep 2026 12:53:36 -0400</pubDate>
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  <item>
   <title>Nano Banc deposits transfer to Sunwest after California closure</title>
   <link>https://financialist.com/news/nano-banc-depositors-sunwest-fdic-september-2026</link>
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   <description>What customers can use this weekend and when the only branch reopens.</description>
   <author>James Park</author>
   <pubDate>Sat, 26 Sep 2026 07:04:15 -0400</pubDate>
  </item>
  <item>
   <title>Maryland approves 2027 ACA rates: 14.6% average increase before subsidies</title>
   <link>https://financialist.com/news/maryland-2027-aca-premium-rates-subsidies</link>
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   <description>Regulator figures show why a market average and a household bill differ.</description>
   <author>David Chen</author>
   <pubDate>Sat, 26 Sep 2026 07:04:15 -0400</pubDate>
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  <item>
   <title>IRS adds account notices and tax records to free mobile app</title>
   <link>https://financialist.com/news/irs-mobile-app-tax-records-notices-2026</link>
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   <description>Official app adds selected account features; watch for tax-account lookalikes.</description>
   <author>James Park</author>
   <pubDate>Sat, 26 Sep 2026 07:04:15 -0400</pubDate>
  </item>
  <item>
   <title>Michigan attorney general challenges UPPCO electric rate hike</title>
   <link>https://financialist.com/news/michigan-uppco-2026-rate-hike-attorney-general</link>
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   <description>A proposed 15.6% residential increase is not approved; state advocates a smaller increase.</description>
   <author>James Park</author>
   <pubDate>Sat, 26 Sep 2026 07:05:53 -0400</pubDate>
  </item>
  <item>
   <title>Michigan sues generator sellers over customer deposits</title>
   <link>https://financialist.com/news/michigan-generator-deposit-refund-lawsuit-2026</link>
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   <description>State alleges customers paid deposits but did not receive generators or refunds.</description>
   <author>David Chen</author>
   <pubDate>Sat, 26 Sep 2026 07:05:53 -0400</pubDate>
  </item>
  <item>
   <title>New York warns of storm price gouging: what to document</title>
   <link>https://financialist.com/news/new-york-storm-price-gouging-complaint-2026</link>
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   <description>State alert explains the emergency-pricing standard and what a useful complaint records.</description>
   <author>David Chen</author>
   <pubDate>Sat, 26 Sep 2026 14:43:24 -0400</pubDate>
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