The cheapest insurer for your neighbor may be the priciest for you. We ranked these companies on pricing power, coverage options, financial strength and claims, and digital experience — then you can filter, sort, and compare them side by side before you get a quote.
We don't show premium quotes as current prices — auto rates vary by state, vehicle, driving record, and credit, and change constantly. AM Best ratings shown as of October 2026; confirm current terms and financial ratings on each insurer's site before buying.
| Rank ↕ | Insurer ↕ | Rating ↕ | AM Best rating | Standout feature | Key discounts | Get a quote |
|---|
Every insurer gets a score from 0 to 5. Our analysts weigh what matters most to real drivers:
Partners who compensate us cannot pay for a higher rating or a better placement. Read our advertiser disclosure.
Many or all of the products featured here are from our partners who compensate us. That may influence which products we write about and where and how they appear on a page.
It does not influence our evaluations. Our ratings are set by our editorial team using the published methodology above. Partners cannot pay for favorable reviews, higher ratings, or better placement.
When you click "Get a quote" you leave Financialist.com and go to the insurer's secure site. If you buy a policy, we may earn a commission — at no cost to you.